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Get IBAN account with PayDo

Just a few easy steps to access all advantages. Free to start, pay as you go

Fill in pre-verification form

Sign the single contract

Complete the easy verification

You are ready to use all features without limits

Case studies
Case studies
FAQ

PayDo is an FCA-authorized Electronic Money Institution (EMI) that provides all-in-one business payment solutions. You can access multi-currency IBAN accounts, global money transfers (SEPA, SWIFT, FPS), merchant services, mass payouts, and business Visa cards from a single platform.

Yes. With PayDo, businesses can send and receive cross-border payments in 140+ countries. The platform supports SEPA, SWIFT, SEPA Instant, and Faster Payments etc. for smooth international transactions.

PayDo supports 13+ currencies including EUR, USD, GBP, CZK, RON, HUF, PLN, CHF, DKK, NOK, SEK, and CAD. More than 30 additional currencies are on their way to support global payment needs.

PayDo serves a wide range of industries, including high-risk sectors such as iGaming, Forex, and crypto, as well as eCommerce, marketplaces, and freelance platforms.

A PayDo business account includes:

  • Multicurrency IBAN with SEPA/SWIFT access
  • 350+ local and international pay-in methods
  • Mass payout tools via API
  • Virtual & physical Visa cards
  • Real-time currency exchange and payment routing
  • Full merchant checkout integration
  • A dedicated account manager that knows your industry

PayDo’s merchant solution supports 350+ pay-in methods (cards, bank transfers, local methods) and provides instant settlement to your business IBAN. The integration is done via a single API.

With PayDo’s mass payment API, you can automate bulk payouts to freelancers, clients, affiliates, or players without manual processing. It’s ideal for platforms with high-volume transactions.

PayDo issues unlimited virtual and physical business cards that can be:

  • Used for employee expenses, advertising, or corporate purchases
  • Managed through one dashboard
  • Customized with spending limits and controls
  • Added to Apple Pay or Google Pay for contactless use

No. PayDo offers transparent pricing with no setup fees, no hidden charges, no rolling reserves, and no minimum commitments.

Yes. PayDo is licensed and regulated in the UK (FCA), Canada (FINTRAC), and Malta (MFSA). It is a PCI DSS Level 1 certified provider, a Mastercard Principal Member, and a direct participant in SWIFT and SEPA.

Is your company ready to go global?
Is your company ready to go global?