
Dedicated IBAN with multiple currencies (13+)

Cross-border, SEPA, SEPA Instant and Faster Payments (FPS)

High-risk friendly and high-value transfers of up to 3 million EUR

Cross-border and 3rd party payments to/from almost any coutry (140+ countries)

Wide correspondent banking network and advanced payment routing

Instant conversions with no minimums and no hidden fees














Get IBAN account with PayDo
Just a few easy steps to access all advantages. Free to start, pay as you go
Fill in pre-verification form
Sign the single contract
Complete the easy verification
You are ready to use all features without limits
A multicurrency IBAN (International Bank Account Number) is a single account number that allows you to receive, hold, and send funds in different currencies—such as EUR, USD, and GBP—without needing multiple bank accounts. For companies operating globally, a multicurrency IBAN from PayDo simplifies international payments, reduces conversion costs, and improves cash flow management.
With PayDo, your dedicated IBAN supports a wide range of currencies including: Euro (EUR), US Dollar (USD), British Pound (GBP) among other major international currencies. This gives you the ability to send and receive payments in multiple currencies without opening multiple bank accounts. It’s ideal for global businesses, freelancers, digital platforms, and marketplaces that operate in multi-currency environments.
Yes. PayDo’s multicurrency IBAN accounts are fully integrated with SEPA (for payments across the Eurozone) and Cross-border (for international wire transfers).
Any legally registered company or sole trader in eligible jurisdictions can apply for a PayDo account. We support a wide range of industries, including e-commerce, SaaS, consulting, digital services, and even high-risk sectors like iGaming, Forex, and crypto. Our onboarding process is digital, fast, and designed to meet the compliance standards of regulated financial institutions.
Opening a PayDo account is simple. Just complete the online application form at stage.paydo.com/business/iban. After submitting your or your company information and required documents, our team will verify your application. Once approved, you’ll receive a dedicated multicurrency IBAN within a few working days. From there, you can immediately start sending and receiving transfers in your preferred currencies.
