150
Countries
35+
Currencies
9
Payment schemes
1
Account & Contract
Set up IBAN accounts from PayDo
Send and receive bank transfers in 35+ currencies both locally and internationally, using multiple payment networks
Dedicated IBAN with multiple
currencies (13+)

Dedicated IBAN with multiple
currencies (13+)

Cross-border, SEPA, SEPA Instant and Faster Payments (FPS)

Cross-border, SEPA, SEPA Instant and Faster Payments (FPS)

High-risk friendly and high-value transfers of up to 3 million EUR

High-risk friendly and high-value transfers of up to 3 million EUR

Cross-border and 3rd party payments to/from almost any coutry (140+ countries)

Cross-border and 3rd party payments to/from almost any coutry (140+ countries)

Wide correspondent banking network and advanced payment routing

Wide correspondent banking network and advanced payment routing

Instant conversions with no minimums and no hidden fees

Instant conversions with no minimums and no hidden fees

Advantages of Opening IBAN account online
Don't limit your company's work to local regions
Global payments
International payments without restrictions
Faster transfers
A verified IBAN speeds up processing times for cross-border transfers
Global payment hub
Access to all global payment systems
Quick & affordable
Efficient transactions with lower fees
One account - all cash flow
Cross-border
Cross-border/BIC, IBAN or Account Number
SEPA
Cross-border/BIC, IBAN or Account Number
SEPA Instant
Cross-border/BIC, IBAN or Account Number
Target
Cross-border/BIC, IBAN or Account Number
Faster Payments
UK Sort Code and Account Number
Chaps
UK Sort Code and Account Number
Bacs
UK Sort Code and Account Number
Kronos2
DK Account number and DK NCC Code
Fedwire
Cross-border/BIC, IBAN or Account Number
Accounts by country
We can help you feel at home in every market, wherever you want to do business. Manage finances without delays anywhere in the world
Account Details
Payment schemes
Currencies
SEPA, Cross-border, TARGET2, SEPA INSTANT
USD, EUR, GBP, DKK
SEPA, Cross-border, TARGET2, SEPA INSTANT
USD, EUR, GBP, DKK
SEPA, Cross-border, TARGET2, SEPA INSTANT
USD, EUR, GBP, DKK
SEPA, Cross-border
USD, EUR, GBP, DKK
Account Details
Payment schemes
Currencies
FPS, CHAPS, BACS
GBP
KRONOS2
DKK
coming soon
coming soon

Get IBAN account with PayDo

Just a few easy steps to access all advantages. Free to start, pay as you go

Fill in pre-verification form

Sign the single contract

Complete the easy verification

You are ready to use all features without limits

FAQ

A multicurrency IBAN (International Bank Account Number) is a single account number that allows you to receive, hold, and send funds in different currencies—such as EUR, USD, and GBP—without needing multiple bank accounts. For companies operating globally, a multicurrency IBAN from PayDo simplifies international payments, reduces conversion costs, and improves cash flow management.

With PayDo, your dedicated IBAN supports a wide range of currencies including: Euro (EUR), US Dollar (USD), British Pound (GBP) among other major international currencies. This gives you the ability to send and receive payments in multiple currencies without opening multiple bank accounts. It’s ideal for global businesses, freelancers, digital platforms, and marketplaces that operate in multi-currency environments.

Yes. PayDo’s multicurrency IBAN accounts are fully integrated with SEPA (for payments across the Eurozone) and Cross-border (for international wire transfers).

Any legally registered company or sole trader in eligible jurisdictions can apply for a PayDo account. We support a wide range of industries, including e-commerce, SaaS, consulting, digital services, and even high-risk sectors like iGaming, Forex, and crypto. Our onboarding process is digital, fast, and designed to meet the compliance standards of regulated financial institutions.

Opening a PayDo account is simple. Just complete the online application form at stage.paydo.com/business/iban. After submitting your or your company information and required documents, our team will verify your application. Once approved, you’ll receive a dedicated multicurrency IBAN within a few working days. From there, you can immediately start sending and receiving transfers in your preferred currencies.

Find out what we can do to help grow your business
Find out what we can do to help grow your business